:root{
  --navy:#0f2c4d;--navy-2:#15395f;--ink:#1a2430;--body:#3d4a5a;--muted:#6b7888;
  --gold:#c9a14a;--gold-2:#e0bd6a;--teal:#1f8a8a;--line:#e6eaf0;--bg:#ffffff;
  --soft:#f5f8fc;--soft-2:#eef3f9;--radius:14px;--max:1160px;
  --shadow:0 10px 30px rgba(15,44,77,.08);--shadow-lg:0 24px 60px rgba(15,44,77,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  color:var(--body);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4vw,3rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem)}h3{font-size:1.25rem}
p{margin:0 0 1rem}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.btn{display:inline-block;background:var(--gold);color:#1d1500;font-weight:700;padding:13px 26px;border-radius:999px;
  border:0;cursor:pointer;transition:.2s;box-shadow:0 6px 18px rgba(201,161,74,.35);font-size:1rem}
.btn:hover{background:var(--gold-2);text-decoration:none;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5);box-shadow:none}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 6px 18px rgba(15,44,77,.25)}
.btn-navy:hover{background:var(--navy-2)}
/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px}
.logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:1.5rem;color:var(--navy);letter-spacing:-.02em}
.logo span{color:var(--gold)}
.logo-img{height:48px;width:48px;display:block;border-radius:50%}
footer.site .logo-img{box-shadow:0 0 0 2px rgba(255,255,255,.15)}
.menu{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.menu>li{position:relative}
.menu>li>a{display:block;padding:10px 12px;color:var(--ink);font-weight:600;font-size:.95rem;border-radius:8px;white-space:nowrap}
.menu>li>a:hover{background:var(--soft-2);text-decoration:none;color:var(--navy)}
.dropdown{position:absolute;top:calc(100% + 6px);left:0;min-width:248px;background:#fff;border:1px solid var(--line);
  border-radius:12px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);
  transition:.18s;list-style:none;margin:0}
.menu>li:hover .dropdown,.menu>li:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:10px 12px;border-radius:8px;color:var(--body);font-size:.93rem;font-weight:500}
.dropdown a:hover{background:var(--soft);text-decoration:none;color:var(--navy)}
.nav-right{display:flex;align-items:center;gap:14px}
.lang{font-size:.85rem;color:var(--muted);font-weight:600}
.hamb{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.hamb span{width:24px;height:2px;background:var(--navy);display:block;border-radius:2px}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,#0a1f38 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(900px 400px at 80% -10%,rgba(201,161,74,.18),transparent 60%)}
.hero .wrap{position:relative;z-index:2;padding:64px 22px}
.hero.lg .wrap{padding:88px 22px}
.hero h1{color:#fff;max-width:18ch}
.hero p.lead{font-size:1.15rem;color:#cdd9e8;max-width:60ch;margin-bottom:1.6rem}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;
  color:var(--gold-2);margin-bottom:14px}
.crumbs{font-size:.85rem;color:#9fb2c8;margin-bottom:18px}
.crumbs a{color:#cdd9e8}.crumbs span{color:#fff}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero-img{border-radius:18px;box-shadow:var(--shadow-lg);width:100%;aspect-ratio:3/2;object-fit:cover;
  background:linear-gradient(135deg,#1c4470,#0a1f38)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
/* sections */
section{padding:62px 0}
section.soft{background:var(--soft)}
.center{text-align:center}
.center h2{margin-bottom:.3em}
.section-eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--teal);
  margin-bottom:10px;display:block}
.lead-center{max-width:62ch;margin:0 auto 2rem}
.prose{max-width:760px}
.prose.wide{max-width:880px}
.prose h2{margin-top:1.6em}.prose h3{margin-top:1.4em;color:var(--navy)}
.prose ul{padding-left:1.2em}.prose li{margin:.35em 0}
.prose img{border-radius:14px;margin:1.4em 0;box-shadow:var(--shadow)}
/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.2s;height:100%}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#d8e0ec}
.card h3{color:var(--navy);margin-bottom:.4em}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--soft-2);display:flex;align-items:center;
  justify-content:center;font-size:1.4rem;margin-bottom:14px}
.card a.more{font-weight:700;font-size:.92rem}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.feature h3{color:var(--navy);font-size:1.1rem}
.feature ul{margin:0;padding-left:1.1em}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding-left:30px;position:relative;margin:.5em 0}
.checklist li::before{content:"\2714";position:absolute;left:0;color:var(--teal);font-weight:700}
/* jurisdiction grid */
.juris{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.juris .card h3{display:flex;align-items:center;gap:10px}
/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.quote p{font-style:italic;color:var(--ink)}
.quote .who{font-style:normal;font-weight:700;color:var(--navy);margin:0}
/* CTA band */
.cta{background:linear-gradient(135deg,var(--navy),#0a1f38);color:#fff;border-radius:20px;padding:46px;text-align:center;
  position:relative;overflow:hidden}
.cta h2{color:#fff}.cta p{color:#cdd9e8;max-width:54ch;margin:0 auto 1.4rem}
/* blog */
.posts{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:26px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.2s;
  display:flex;flex-direction:column}
.post-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.post-card .thumb{aspect-ratio:16/9;width:100%;object-fit:cover;background:linear-gradient(135deg,#1c4470,#0a1f38)}
.post-card .pc-body{padding:22px;display:flex;flex-direction:column;gap:10px;flex:1}
.post-card h3{font-size:1.12rem;margin:0}.post-card h3 a{color:var(--navy)}
.post-meta{font-size:.82rem;color:var(--muted)}
.tag{display:inline-block;background:var(--soft-2);color:var(--navy);font-size:.72rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.06em;padding:4px 10px;border-radius:999px;align-self:flex-start}
.post-excerpt{font-size:.95rem;color:var(--body);flex:1}
.cat-chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:600;
  font-size:.9rem;color:var(--navy)}.chip:hover{background:var(--soft);text-decoration:none}
/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:start}
.info-card{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.info-row{display:flex;gap:14px;align-items:flex-start;margin-bottom:18px}
.info-row .ic{font-size:1.3rem}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.form label{display:block;font-weight:600;color:var(--ink);margin:14px 0 6px;font-size:.92rem}
.form input[type=text],.form input[type=email],.form input[type=tel],.form textarea{width:100%;padding:12px 14px;
  border:1px solid #d3dbe6;border-radius:10px;font:inherit;font-size:.97rem;color:var(--ink);background:#fff}
.form input:focus,.form textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,138,138,.15)}
.form textarea{min-height:130px;resize:vertical}
.check-row{display:flex;gap:10px;align-items:flex-start;margin:10px 0;font-size:.92rem;font-weight:500;color:var(--body)}
.check-row input{margin-top:4px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.85rem;color:var(--muted);margin-top:14px}
#form-status{margin-top:14px;padding:12px 14px;border-radius:10px;display:none;font-weight:600}
#form-status.ok{display:block;background:#e7f6ef;color:#1f7a4d;border:1px solid #bfe6d2}
#form-status.err{display:block;background:#fdecec;color:#b3261e;border:1px solid #f3c2bf}
.form-success{text-align:center;padding:8px 4px}
.success-check{width:64px;height:64px;border-radius:50%;background:#1f8a4d;color:#fff;font-size:1.9rem;
  display:flex;align-items:center;justify-content:center;margin:4px auto 14px}
.form-success h2{margin:0 0 .35em}
.form-success>p{color:var(--muted);max-width:46ch;margin:0 auto 1.5rem}
.contact-methods{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.cm-card{display:flex;align-items:center;gap:11px;background:var(--soft);border:1px solid var(--line);
  border-radius:12px;padding:13px 14px;color:var(--ink);font-size:.9rem;text-align:left;line-height:1.3}
.cm-card:hover{background:var(--soft-2);text-decoration:none}
.cm-ic{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex:0 0 auto;color:#fff}
.cm-ic.wa{background:#25d366}.cm-ic.em{background:var(--gold)}.cm-ic.sg{background:#3a76f0}
.f-contact a svg{color:#25d366;vertical-align:-4px}
.info-row .ic svg{color:#25d366}
@media(max-width:560px){.contact-methods{grid-template-columns:1fr}}
/* footer */
footer.site{background:var(--navy);color:#cdd9e8;padding:54px 0 26px;margin-top:20px}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px}
footer.site h4{color:#fff;font-size:1rem;margin-bottom:14px}
footer.site a{color:#cdd9e8}footer.site a:hover{color:#fff}
.f-links{list-style:none;padding:0;margin:0}.f-links li{margin:.45em 0;font-size:.93rem}
.f-brand .logo{color:#fff;font-size:1.6rem}
.f-brand p{font-size:.92rem;color:#9fb2c8;margin-top:10px;max-width:34ch}
.f-contact a{display:block;margin:.4em 0;font-size:.93rem}
.f-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:.85rem;
  color:#8da3bd;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
/* floating */
.fab{position:fixed;right:18px;bottom:18px;z-index:60;display:flex;flex-direction:column;gap:10px}
.fab a{width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-size:1.4rem;box-shadow:var(--shadow-lg);background:#25d366;color:#fff}
.fab a.gpt{background:#10a37f}.fab a:hover{text-decoration:none;transform:scale(1.06)}
/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--gold);font-size:1.3rem;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding-bottom:14px;margin:0}
@media(max-width:1120px){
  .hero-grid,.contact-grid,.grid2,.f-grid{grid-template-columns:1fr}
  .menu{position:fixed;inset:74px 0 auto 0;flex-direction:column;align-items:stretch;background:#fff;
    border-bottom:1px solid var(--line);padding:10px;gap:2px;display:none;box-shadow:var(--shadow)}
  .menu.open{display:flex}
  .menu>li>a{padding:12px}.dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;
    border:0;border-left:2px solid var(--soft-2);border-radius:0;margin:2px 0 6px 12px;padding:0}
  .hamb{display:flex}.nav-right .btn{display:none}.f-bottom{flex-direction:column}
}